:root {
  --ink: #17233d;
  --muted: #5d6678;
  --paper: #f7f2e8;
  --white: #fffdf8;
  --blue: #1246a3;
  --blue-dark: #0b2d6f;
  --orange: #f39a28;
  --green: #28795d;
  --line: rgba(23, 35, 61, .14);
  --shadow: 0 18px 60px rgba(33, 49, 82, .12);
  --radius: 22px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 90px; }
body { margin: 0; overflow-x: hidden; color: var(--ink); background: var(--paper); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.65; }
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }
.skip-link { position: fixed; left: 14px; top: -70px; z-index: 50; background: var(--ink); color: white; padding: 10px 14px; }
.skip-link:focus { top: 14px; }
.site-header { position: sticky; top: 0; z-index: 30; border-bottom: 1px solid var(--line); background: rgba(247, 242, 232, .9); backdrop-filter: blur(16px); }
.header-inner { max-width: var(--max); min-height: 76px; margin: auto; padding: 0 22px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; font-weight: 850; letter-spacing: -.02em; }
.brand-mark { width: 38px; height: 38px; border-radius: 12px; background: var(--blue); display: grid; place-items: center; box-shadow: inset 0 0 0 1px rgba(255,255,255,.15); }
.brand-mark::before { content: ""; width: 17px; height: 17px; border: 4px solid var(--white); border-left-color: var(--orange); border-radius: 50%; }
.site-nav { display: flex; align-items: center; gap: 22px; color: #39435a; font-size: 14px; font-weight: 700; }
.site-nav a { text-decoration: none; }
.site-nav a:hover { color: var(--blue); }
.nav-cta { padding: 10px 16px; color: white !important; background: var(--blue); border-radius: 999px; }
.menu-button { display: none; border: 1px solid var(--line); background: var(--white); border-radius: 999px; padding: 9px 14px; font-weight: 750; color: var(--ink); }
main > section { max-width: var(--max); margin: 0 auto; padding: 96px 22px; }
.hero { min-height: 760px; display: grid; grid-template-columns: 1fr 1.08fr; gap: 56px; align-items: center; }
.eyebrow { margin: 0 0 16px; color: var(--blue); font-size: 12px; line-height: 1.2; letter-spacing: .14em; text-transform: uppercase; font-weight: 900; }
h1, h2, h3 { margin: 0; line-height: 1.08; letter-spacing: -.035em; }
h1 { font-size: clamp(44px, 6vw, 74px); }
h2 { font-size: clamp(34px, 4.2vw, 54px); }
h3 { font-size: 22px; }
p { color: var(--muted); }
.lede { max-width: 660px; font-size: 19px; color: #3c485f; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.button { min-height: 48px; padding: 0 20px; border: 1px solid var(--ink); border-radius: 999px; display: inline-flex; align-items: center; justify-content: center; text-decoration: none; font-weight: 850; cursor: pointer; }
.button.primary { color: white; border-color: var(--blue); background: var(--blue); box-shadow: 0 10px 30px rgba(18,70,163,.2); }
.button.secondary { background: transparent; }
.button:hover { transform: translateY(-1px); }
.button:disabled { opacity: .6; cursor: wait; }
.trust-line { margin-top: 28px; display: flex; flex-wrap: wrap; gap: 16px; color: var(--muted); font-size: 13px; font-weight: 750; }
.trust-line span::before { content: ""; width: 7px; height: 7px; display: inline-block; margin-right: 8px; border-radius: 50%; background: var(--green); }
.hero-media { position: relative; }
.hero-media::before { content: ""; position: absolute; inset: -18px 28px 22px -22px; border: 1px solid rgba(18,70,163,.22); border-radius: 34px; transform: rotate(-2deg); }
.hero-media img { position: relative; width: 100%; aspect-ratio: 3 / 2; object-fit: cover; border-radius: 28px; box-shadow: var(--shadow); }
.media-note { position: absolute; right: -12px; bottom: -24px; max-width: 230px; padding: 16px 18px; border-radius: 16px; background: var(--ink); color: white; box-shadow: var(--shadow); font-size: 13px; }
.media-note strong { display: block; color: #ffd495; font-size: 15px; }
.intro-strip { max-width: none; padding: 0; background: var(--ink); color: white; }
.intro-strip .strip-inner { max-width: var(--max); margin: auto; padding: 32px 22px; display: grid; grid-template-columns: 1.35fr repeat(3, 1fr); gap: 28px; align-items: center; }
.intro-strip p { margin: 0; color: #cbd3e1; }
.stat strong { display: block; color: white; font-size: 18px; }
.section-head { max-width: 760px; margin-bottom: 44px; }
.section-head p:last-child { font-size: 18px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.service-card { padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: rgba(255,253,248,.72); }
.service-card span { width: 44px; height: 44px; display: grid; place-items: center; margin-bottom: 34px; border-radius: 14px; color: white; background: var(--blue); font-weight: 900; }
.service-card:nth-child(2) span { background: var(--orange); color: var(--ink); }
.service-card:nth-child(3) span { background: var(--green); }
.service-card p { margin-bottom: 0; }
.methods { max-width: none; background: var(--white); }
.methods-inner { max-width: var(--max); margin: auto; padding: 96px 22px; }
.method-layout { display: grid; grid-template-columns: .85fr 1.15fr; gap: 64px; align-items: start; }
.method-list { display: grid; gap: 10px; }
.method-row { display: grid; grid-template-columns: 150px 1fr; gap: 18px; padding: 20px 0; border-bottom: 1px solid var(--line); }
.method-row strong { color: var(--blue); }
.method-row p { margin: 0; }
.plain-note { margin-top: 24px; padding: 18px 20px; border-left: 4px solid var(--orange); background: #fff6e7; color: #5e4928; }
.matrix-wrap { overflow: auto; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); }
.matrix { width: 100%; border-collapse: collapse; min-width: 760px; }
.matrix th, .matrix td { padding: 18px 20px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.matrix th { background: var(--ink); color: white; font-size: 13px; letter-spacing: .06em; text-transform: uppercase; }
.matrix td:first-child { font-weight: 850; color: var(--blue-dark); }
.process-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 54px; align-items: center; }
.process-image { border-radius: 26px; overflow: hidden; box-shadow: var(--shadow); background: var(--blue); }
.process-image img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; }
.steps { counter-reset: steps; display: grid; gap: 4px; }
.step { position: relative; padding: 18px 20px 18px 58px; border-bottom: 1px solid var(--line); }
.step::before { counter-increment: steps; content: counter(steps); position: absolute; left: 8px; top: 17px; width: 32px; height: 32px; display: grid; place-items: center; border-radius: 50%; color: white; background: var(--blue); font-weight: 900; }
.step strong { display: block; }
.step p { margin: 4px 0 0; }
.regulatory { max-width: none; background: #e7edf8; }
.regulatory-inner { max-width: var(--max); margin: auto; padding: 96px 22px; display: grid; grid-template-columns: .8fr 1.2fr; gap: 64px; }
.source-cards { display: grid; gap: 12px; }
.source-card { display: block; padding: 20px; border: 1px solid rgba(18,70,163,.18); border-radius: 16px; background: rgba(255,255,255,.65); text-decoration: none; }
.source-card:hover { background: white; }
.source-card strong { color: var(--blue-dark); }
.source-card span { display: block; margin-top: 5px; color: var(--muted); font-size: 14px; }
.faq-layout { display: grid; grid-template-columns: .72fr 1.28fr; gap: 64px; align-items: start; }
.faq-list { display: grid; gap: 10px; }
details { border: 1px solid var(--line); border-radius: 16px; background: var(--white); }
summary { list-style: none; padding: 20px 54px 20px 22px; cursor: pointer; font-weight: 850; position: relative; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 20px; top: 16px; color: var(--blue); font-size: 24px; }
details[open] summary::after { content: "−"; }
details p { padding: 0 22px 20px; margin: 0; }
.contact { max-width: none; padding: 0; background: var(--blue-dark); color: white; }
.contact-inner { max-width: var(--max); margin: auto; padding: 96px 22px; display: grid; grid-template-columns: .85fr 1.15fr; gap: 72px; }
.contact h2 { color: white; }
.contact p { color: #cad7ee; }
.contact .eyebrow { color: #ffd495; }
.contact-form { padding: 30px; border-radius: 24px; background: white; color: var(--ink); display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: grid; gap: 7px; font-size: 13px; font-weight: 800; }
.field.full { grid-column: 1 / -1; }
.field input, .field select, .field textarea { width: 100%; padding: 12px 13px; border: 1px solid #ccd2dd; border-radius: 10px; color: var(--ink); background: white; }
.field textarea { min-height: 120px; resize: vertical; }
.honeypot { position: absolute; left: -10000px; }
.form-footer { grid-column: 1 / -1; display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }
.form-status { margin: 0; color: var(--muted) !important; font-size: 14px; }
.form-status[data-state="success"] { color: var(--green) !important; }
.form-status[data-state="error"] { color: #a92e2e !important; }
.site-footer { background: #0a1734; color: white; }
.footer-inner { max-width: var(--max); margin: auto; padding: 48px 22px; display: grid; grid-template-columns: 1fr auto; gap: 48px; align-items: start; }
.footer-copy { max-width: 620px; }
.footer-copy p { color: #aebbd3; font-size: 13px; }
.footer-links { display: grid; gap: 10px; font-size: 14px; }
.footer-links a { color: #dbe4f4; text-decoration: none; }
.footer-links a:hover { color: #ffd495; }
.copyright { max-width: var(--max); margin: auto; padding: 18px 22px 28px; color: #7f8daa; border-top: 1px solid rgba(255,255,255,.08); font-size: 12px; }
.error-page { min-height: 100vh; display: grid; place-items: center; padding: 30px; text-align: center; }
.error-page .box { max-width: 620px; }
@media (max-width: 900px) {
  .menu-button { display: inline-flex; }
  .site-nav { position: absolute; left: 16px; right: 16px; top: 70px; padding: 18px; border: 1px solid var(--line); border-radius: 18px; background: var(--white); box-shadow: var(--shadow); display: none; flex-direction: column; align-items: stretch; }
  .site-nav[data-open] { display: flex; }
  .hero, .method-layout, .process-grid, .regulatory-inner, .faq-layout, .contact-inner { grid-template-columns: 1fr; }
  .hero { min-height: auto; padding-top: 68px; }
  .hero-media { margin: 24px 10px 14px; }
  .intro-strip .strip-inner { grid-template-columns: 1fr 1fr; }
  .service-grid { grid-template-columns: 1fr; }
  .regulatory-inner, .contact-inner { gap: 42px; }
}
@media (max-width: 600px) {
  main > section, .methods-inner, .regulatory-inner, .contact-inner { padding: 70px 18px; }
  .header-inner { padding: 0 18px; }
  h1 { font-size: 42px; }
  .intro-strip .strip-inner { grid-template-columns: 1fr; }
  .method-row { grid-template-columns: 1fr; gap: 6px; }
  .contact-form { grid-template-columns: 1fr; padding: 22px; }
  .field { grid-column: 1 / -1; }
  .footer-inner { grid-template-columns: 1fr; }
  .media-note { position: relative; right: auto; bottom: auto; margin: -20px 14px 0; }
}
@media (prefers-reduced-motion: reduce) { *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; } }